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When you’re driving a company vehicle in the discharge of your duties, you are considered to be at work. In most instances, you are covered through your employer’s insurance policy in the event of a collision.
If, however, you are using a company vehicle and acting negligently or breaking the law, then your chances of being covered under the company’s policy are greatly diminished. This scenario may also apply if you are an independent contractor using your car for work, such as food deliveries for a restaurant, or if you’re using a company car outside of regular working hours. If you fall into one of these categories, you should secure the services of a Tampa car accident attorney from our firm of Hackworth Law, P.A.
If you are not covered under your company’s insurance, then you could be liable for damages and further punitive action. That situation calls for a car accident attorney in your corner to fight for your rights and provide the legal support and advice you need.
In addition to the concerns of who is liable for injuries and property damage, you also need to take into account that you may be injured yourself while discharging your duties in good faith and could require workers’ compensation. Whatever your situation, you should seek the services of a motor vehicle accident attorney right away because information needs to be gathered as quickly as possible to bolster any future defense you will need to mount or suit you have to file to support yourself and your rights.
Regardless of whether you have coverage under your employer’s insurance or not, it pays to be prepared by having an attorney that you can call upon to stand for you. At first glance, your situation may appear quite clear, but you can never be too careful when dealing with individuals who may sense a big payday at your expense due to a collision. Be safe, rather than sorry.